Best Home Loan Services in City of Southlake


Prodigy Lending

For more than sixteen years the prodigy lending team has been giving its best to the United States by offering mortgage loans at the best rates. The team consists of professionals that have years of experience in mortgage lending, our main aim is to provide the best services in the lending community, there are a variety of mortgage loan programs that can best suit your mortgage needs, be it buying a home for the first time, refinancing into your existing loan and even when you need to purchase that dream home you always thought of, we have you covered. Our officers will make sure you get the best mortgage that best suits your expectations.

Prodigy lending offers a variety of mortgage programs with the current rates;


This program is a private program that is not insured by the government but by private lenders.

  • The loan demands for a low down payment of 3% down from the borrower.
  • The loan comes with Reduced PMI compared to FHA mortgage loans.
  • Conventional loans have flexible terms that range between 10 years to 30 years.
  • Borrower with higher and approved credit scores enjoys low-interest rates on conventional loans.
  • Unlike some other loan programs conventional loans demands for no Lender Fees.


This is a government-insured program under the Federal Housing Administration.

  • With FHA loans the borrower is required to provide a low down payment of 3.5% down.
  • FHA Home loans have easy qualification requirements.
  • The loans on FHA are offered at attractive interest rates.
  • FHA has other programs available with it like the FHA Rehab Loans.
  • A borrower must have a higher Debt To Income ratio to qualify for FHA loans.


The program is from the national government meant to benefit Veterans and military personnel.

  • The loans are 100% financed with no down payment requirement.
  • A VA loan doesn’t demand Mortgage Insurance.
  • Closing cost on VA loans is very low.
  • VA loans have very few eligibility requirements thus easy to qualify for the loans.
  • VA loans from the government have the best rates offered.


The program is for low-income Americans living in rural and suburban areas.

  • The loans are 100% financed for.
  • USDA loans come with very low rates and with no down payment required from the borrower.
  • 100% of the loans are offered at low-interest rates.
  • USDA loans demands for a low Mortgage Insurance cost for the borrower.
  • The borrower must qualify for Income and Home requirements to be declared eligible.

The Prodigy lending being a private institution has been doing its best to make sure it maintains a good client-customer relationship and for this, we are trusted all over the country because of what we deliver.


Contact us today for more loan information!